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Severe Weather Preparedness – How Prepared Are You?

Spring is a time of year that most people look forward to. We look forward to spending more time outside and enjoying the warmer weather.

It is also a time of year where severe weather such as thunderstorms, tornados and flooding and have a significant impact on our well-being – especially if we are ill prepared to deal with severe weather situations at home.

According to IBC, extreme weather damage has cost almost $10 billion since 1998, with 2013 being the worst year on record – remember the severe flooding in Alberta and the ice storm that hit Toronto? These weather incidents are a sobering reminder that it could happen to you. These weather events are not just something that you hear about on the news. Therefore, it’s important that you and your family are prepared. Being prepared starts with having an emergency kit.

The Importance of Emergency Kits

While you have no influence on the weather, you can influence how quickly you can recover from a severe weather incident by being as prepared as possible. Plan for specific situations, think of the things that can pose a risk, talk to family members and neighbors about how to prepare, and have an emergency exit plan for your home.

“A fire, an earthquake, or a flood puts you and your family at risk. It’s important to have an emergency kit with 72 hours of supplies as well as an escape plan for your family,” says IBC.

What should be included in your emergency kit?

IBC recommends you include the following in your emergency kit:

·         Water – 2 litres per person per day, ideally in small bottles for easy transportation
·         Food (e.g., non-spoilable granola bars, canned food and a manual can opener)
·         A wind-up or regular flashlight and radio (and batteries)
·         A first aid kit and fire extinguisher
·         Extra keys
·         A warm blanket, extra clothes and extra shoes
·         Cash – including small bills and change for pay phones
·         Road flares and a whistle (in case you need to alert people)
·         Road maps
·         A copy of your emergency plan, personal documents (driver’s license, health card, etc.) and daily prescriptions
Learn more about preparing for emergency situations by reading Your Emergency Preparedness Guide by the Government of Canada.

Home Insurance Coverage for Severe Weather

Another important way to prepare for emergency situations is to make sure your home insurance coverage is up to date and provides you with maximize protection against weather events.
Do you have coverage for?

·         Storm, hail, and wind damage
·         Water damage
·         Flooding
·         Fire
·         Tornados/earthquakes

If you are not sure, give me a call. I’d be happy to take a look at your insurance policy and help you find the best possible home insurance coverage that will protect you against severe weather. Get a FREE home insurance quote today from an experienced Toronto home insurance broker! 

Posted: 4/22/2016 11:49:52 AM by Marianne Cipollone | with 0 comments
Filed under: broker, coverage, damage, emergency, home, insurance, preparedness, storm

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