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For most contractors and tradespeople, winter is downtime or offseason. It’s the time of the year when you get the administrative side of your business in order and start planning for the year ahead. It’s also a great time to explore your business insurance options, review your insurance policy, and make sure you don’t have any gaps in your coverage.

Can you believe 2015 is almost over? I don’t know about you, but this year flew by. With another year coming to an end, it’s time to start thinking about 2016 and how we can make it your best year yet. For small business owners, it’s the perfect time to plan annual goals, milestones, and even set some New Year’s resolutions.

Amid the dozens of things you have on your to-do list and the thousands of things that are running through your mind, having the right level of business insurance coverage is important for small business owners in Ontario.